Home inspection 101: what inspectors check, room by room
A room-by-room walkthrough of a standard home inspection — roof to foundation, electrical to plumbing — and what the findings actually mean for your offer.
Read the guide →Practical, inspection-led guidance for homebuyers nationwide — from the inspection contingency to state-specific disclosure laws and regional hazards.

A room-by-room walkthrough of a standard home inspection — roof to foundation, electrical to plumbing — and what the findings actually mean for your offer.
Read the guide →Why a brand-new home still needs an independent inspector, the three inspection phases that matter, and why the builder's inspector is not yours.
Read the guide →Radon is the second-leading cause of lung cancer and it's invisible. How testing works, what 4.0 pCi/L means, and what mitigation costs.
Read the guide →Wood-destroying organism inspections explained — what the inspector looks for, how damage is graded, and when a finding should change your offer.
Read the guide →Not every dark spot is a disaster. How to read visible mold, moisture readings, and musty smells during a showing — and when to call for testing.
Read the guide →A camera through the main drain line reveals roots, breaks, and bellies a standard inspection can't see. When to order one and what the footage means.
Read the guide →No city water or sewer means you're buying infrastructure. The water tests, septic inspection, and questions that separate a good system from a money pit.
Read the guide →What a standard HO-3 policy covers, what it excludes, and the inspection-related factors — roof age, wiring, plumbing — that move your premium.
Read the guide →Lender fees, title charges, prepaid items, and transfer taxes — a line-by-line tour of the 2–5% you'll pay on top of the purchase price.
Read the guide →The inspection contingency is your exit ramp and your leverage. How the clause works, how to write repair requests that get signed, and when to walk.
Read the guide →Texas seller disclosure rules, TREC-licensed inspectors, expansive clay soil and foundation movement, termite pressure, and typical inspection costs.
Read the guide →California's transfer disclosure statement, natural hazard disclosure reports, seismic retrofit concerns, wildfire zones, and inspection costs.
Read the guide →New York's $500 disclosure credit, licensed home inspectors, lead paint and oil tanks in older homes, radon zones, and what inspections cost.
Read the guide →Georgia seller disclosure requirements, termite letters and the official GA wood infestation report, red clay and drainage, and inspection pricing.
Read the guide →North Carolina's due diligence system, the residential property disclosure statement, licensed inspectors, crawl space moisture, and inspection costs.
Read the guide →Pennsylvania's seller disclosure law, radon prevalence and testing norms, home inspector requirements, freeze-thaw foundation issues, and costs.
Read the guide →Illinois' residential real property disclosure report, licensed home inspectors, radon in the northern counties, freeze damage, and inspection costs.
Read the guide →Ohio's property disclosure form, home inspector licensing, basement water intrusion patterns, radon zones, and typical inspection pricing.
Read the guide →Michigan's seller disclosure statement, the state's unusual inspector licensing picture, basement moisture, well and septic prevalence, and costs.
Read the guide →Arizona's seller property disclosure statement, the seller's duty to disclose, termites and scorpions aside — the real risks are roofs, HVAC, and monsoon drainage.
Read the guide →Colorado's seller property disclosure, expansive soils on the Front Range, radon prevalence, wildfire zones, and inspection costs.
Read the guide →Washington's Form 17 seller disclosure, licensed home inspectors, moisture and moss, seismic risk in the Puget Sound, and inspection pricing.
Read the guide →Alabama homebuying guide: seller disclosure basics, inspector licensing, Gulf hurricane exposure, heavy termite pressure, red clay drainage, and tornado risk.
Read the guide →Alaska homebuying guide: seller disclosure, licensed inspectors, permafrost foundation settlement, freeze-thaw damage, seismic risk, and high inspection costs.
Read the guide →Arkansas homebuying guide: seller disclosure, licensed inspectors, termite pressure, tornado risk, expansive Delta soils, and New Madrid seismic zone concerns.
Read the guide →Connecticut homebuying guide: seller disclosure, licensed inspectors, radon testing, pyrrhotite foundation decay, older housing stock, and coastal storm risk.
Read the guide →Delaware homebuying guide: seller disclosure, licensed inspectors, coastal flood risk, termite pressure, radon pockets, and older-home inspection issues.
Read the guide →Florida homebuying guide: seller disclosure, DBPR-licensed inspectors, 4-point and wind mitigation inspections, sinkholes, stucco moisture, and insurance costs.
Read the guide →Hawaii homebuying guide: seller disclosure, inspector licensing status, Formosan termites, volcanic soils and vog, hurricane exposure, and catchment systems.
Read the guide →Idaho homebuying guide: seller disclosure, inspector licensing status, radon testing, wildfire-zone risk, basements, freeze-thaw damage, and well/septic checks.
Read the guide →Indiana homebuying guide: seller disclosure, inspector licensing status, basement water and radon, freeze-thaw damage, tornado risk, and termite pressure.
Read the guide →Iowa homebuying guide: seller disclosure, inspector licensing status, basement water and radon, tornado risk, flood history, freeze-thaw, and rural septic checks.
Read the guide →Kansas seller disclosure basics, unlicensed inspector market, tornado and hail damage, expansive clay soils, basement and radon risks, and typical inspection costs.
Read the guide →Kentucky seller disclosure form, licensed home inspectors, karst sinkhole risk, radon testing, termite pressure, and typical inspection costs for buyers.
Read the guide →Louisiana property disclosure rules, licensed home inspectors, hurricane and flood risk, Formosan termites, expansive clay soils, and typical inspection costs.
Read the guide →Maine seller disclosure rules, unlicensed inspector market, old-house risks, ice dams, radon, heating-oil tanks, well and septic, and typical inspection costs.
Read the guide →Maryland seller disclosure rules, licensed home inspectors, radon testing, Baltimore rowhouse risks, Chesapeake Bay flooding, termites, and inspection costs.
Read the guide →Massachusetts seller disclosure rules, licensed home inspectors, lead paint law, ice dams, radon, oil tanks, coastal storms, and typical inspection costs.
Read the guide →Minnesota seller disclosure rules, unlicensed inspector market, extreme-cold risks, ice dams, basement radon, well and septic, and typical inspection costs.
Read the guide →Mississippi seller disclosure rules, licensed home inspectors, Gulf hurricane risk, termites, tornadoes, expansive clay soils, and typical inspection costs.
Read the guide →Missouri seller disclosure rules, unlicensed inspector market, New Madrid seismic risk, tornadoes, basement radon, expansive clay, termites, and inspection costs.
Read the guide →Montana seller disclosure rules, unlicensed inspector market, wildfire risk, radon testing, snow loads, freeze-thaw damage, well and septic, and inspection costs.
Read the guide →Nebraska seller disclosure, unlicensed inspectors (verify credentials), tornado and hail damage, basement radon, and expansive clay soils — plus typical inspection costs.
Read the guide →Nevada seller disclosure, licensed home inspectors, extreme heat and HVAC load, expansive and caliche soils, radon, and desert water and drainage issues — plus typical inspection costs.
Read the guide →New Hampshire seller disclosure, licensed home inspectors, ice dams and winter damage, radon, heating-oil tanks, and well and septic systems — plus typical inspection costs.
Read the guide →New Jersey seller disclosure, licensed home inspectors, radon in northern NJ, buried oil tanks, coastal flooding, and termites — plus typical inspection costs.
Read the guide →New Mexico seller disclosure, licensed home inspectors, adobe and stucco construction, expansive soils, radon, wildfire, and monsoon drainage — plus typical inspection costs.
Read the guide →North Dakota seller disclosure, unlicensed inspectors (verify credentials), extreme cold, basement radon, freeze-thaw damage, and Red River flooding — plus typical inspection costs.
Read the guide →Oklahoma seller disclosure, licensed home inspectors, tornado and hail damage, expansive clay soils, induced earthquakes, and termites — plus typical inspection costs.
Read the guide →Oregon seller disclosure, licensed home inspectors, rain and moisture damage, Cascadia seismic risk, radon pockets, and wildfire exposure — plus typical inspection costs.
Read the guide →Rhode Island seller disclosure, licensed home inspectors, older housing stock, coastal storms and flooding, radon, oil tanks, and lead paint — plus typical inspection costs.
Read the guide →South Carolina seller disclosure rules, licensed home inspectors, hurricane and flood exposure, termite pressure, expansive clay soils, and typical inspection costs.
Read the guide →South Dakota seller disclosure rules, unlicensed inspector market, extreme cold and ice-dam risk, basements and radon, hail, and typical inspection costs.
Read the guide →Tennessee seller disclosure rules, licensed home inspectors, tornado and storm risk, karst and sinkholes, seismic zones, radon, and typical inspection costs.
Read the guide →Utah seller disclosure rules, unlicensed inspector market, Wasatch Front seismic risk, radon, expansive soils, snow loads, and typical inspection costs.
Read the guide →Vermont seller disclosure rules, unlicensed inspector market, older homes, ice dams, radon, heating-oil tanks, well and septic, and typical inspection costs.
Read the guide →Virginia seller disclosure rules, voluntary inspector certification, coastal hurricane and flood risk, termites, radon, expansive clay, and typical inspection costs.
Read the guide →West Virginia seller disclosure rules, licensed home inspectors, high radon levels, mine subsidence, flooding, well and septic, and typical inspection costs.
Read the guide →Wisconsin seller disclosure rules, licensed home inspectors, extreme cold and ice dams, basements and radon, freeze-thaw damage, and typical inspection costs.
Read the guide →Wyoming seller disclosure rules, unlicensed inspector market, high wind and snow loads, freeze-thaw damage, radon, wildfire, and typical inspection costs.
Read the guide →Toolkit
Useful picks for this niche. Know the house before you buy it.
Uses small pins to compare moisture readings in wood and some building materials. Useful for checking a repaired area or tracking a suspicious spot after rain; it cannot identify mold or prove what is hidden behind a wall.
A quick plug-in check for common receptacle wiring indications and GFCI trip function in kitchens, baths, and exteriors. It does not evaluate the panel, concealed wiring, or every possible electrical defect.
A charcoal or alpha-track kit you deploy for 2–7 days, then mail to a lab. A reasonable screening step before ordering a professional test during your inspection period — not a substitute for a licensed measurement when results matter for negotiation.
Screens tap water for common concerns like lead, bacteria indicators, pH, and hardness. Useful on well water or in older homes with unknown plumbing; a certified lab test is the stronger move before closing.
Settle-plate or swab kits that show whether mold spores are present in a sample. They cannot tell you the species reliably or whether a wall cavity is affected — treat a positive as a reason to investigate moisture, not a diagnosis.
Battery-powered pucks that shriek when they touch water — cheap insurance under sinks, behind washers, and near water heaters. They alert you to active leaks; they do not find slow hidden ones.
Compares surface temperatures across registers, windows, and walls to spot weak airflow or missing insulation. A screening tool only — readings vary with surface material and it cannot see inside walls.
A compact set covering the small jobs every homeowner faces: tightening, hanging, assembling, and minor fixes. Enough to handle move-in basics without a trip to the hardware store for every loose handle.
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